Insurance

  • Tulips Feeding & Speech Resources is an out-of-network practice. By being out of network with insurance companies, we are able to provide higher-level and more individualized care that is unmatched by others in the area. We are not bound by insurance limitations on what services can be provided based on what insurance will reimburse you for, insurance visit limitations, insurance telling you your child does not qualify for therapy due to “borderline” test scores or due to not showing “medical necessity”. Insurance puts a cap on how much money they will cover and limits the amount of time we can spend with our clients per session.

    Being an out-of-network provider, Tulips Feeding & Speech Resources is able to spend quality one-on-one time with you and your child each visit while promoting hands-on learning and engagement by including parents in all sessions. We believe that parents are the experts on their children and value the importance of parent coaching and empowerment to create the best outcomes. We are here to work for YOU (our clients) — not insurance companies.

    While we do not accept insurance, we do accept HSA/FSA as payment.

    We will create a superbill invoice upon request if you wish to submit for reimbursement through your insurance.

    If a superbill is provided for you, a pediatrician prescription for speech-language pathology (SLP) helps increase the likelihood that insurance will reimburse some or all the costs of these sessions. Tulips Feeding & Speech Resources offers a complimentary SLP prescription form, which we can fax on your behalf upon request. Alternatively, you can bring the prescription form to your next pediatrician appointment. Some of our clients utilize Reimbursify’s services which are intended to make the process of submitting superbills to insurance quick and easy. Please keep in mind that reimbursement is not guaranteed.

  • In-network coverage: When a doctor, hospital, or other provider accepts your health insurance plan, this means they have a contract with your insurance company and are therefore “in-network”.

    • In-network coverage oftentimes comes with a high deductible, copay, and/or co-insurance which at the end of a cost/benefit analysis are comparable to out-of-network costs.

    • With in-network coverage, providers often bill directly to insurance sending you a bill at the end of the month or months later with costs that may or may not have been expected.

    • Insurance companies have specific criteria and requirements for your child to “qualify” for services. Whether your child qualifies for services is decided by insurance employees without specific education in child development and unfortunately, often times services end up getting denied due to not meeting your insurance’s standards of “medical necessity”.

    • In-network providers require a prescription by your child’s doctor, so if your doctor does not believe your child needs services despite you having concerns, you are forced to wait.

    • In-network providers limit the providers you have access to and oftentimes come with waitlists, prior authorizations, and session caps.

    Out-of-network coverage: When a doctor, hospital, or other provider does not accept your health insurance plan, this means they do not have a contract with your insurance company and are out-of-network.

    • The benefits of out-of-network coverage are NO surprise bills. Your child could qualify and benefit from early intervention as opposed to waiting for “problems” to get worse. You get to listen to your gut and seek professional help when you feel like you needed vs. waiting or convincing your provider that it’s needed or having a provider suggest a “wait and see” approach.

    • Out-of-network providers can offer you longer and more in-depth sessions. When session length and service provided are dictated by insurance reimbursement, many providers are only able to afford to offer a 20-30 minute therapy session, which is simply not enough time for a quality feeding and/or speech-language session with parent coaching included.

    • At Tulips, we provide feeding sessions that are 60 minutes in length and speech/language sessions that are 45 minutes in length with parents sitting in all sessions, actively involved in their child’s care.

  • A network gap exception is a tool health insurance companies use to compensate for gaps in their network of contracted healthcare providers. When your health insurer grants you a network gap exception (also known as a clinical gap exception) it’s allowing you to get healthcare from an out-of-network provider while paying the lower in-network cost-sharing fees. Read more here and ask your insurance if our services would meet their network gap exception criteria.

  • We believe our quality of care, attention to detail, and commitment to empowering families speak for itself. Each session is filled with valuable evidence-based treatment approaches specifically tailored to your child along with a comprehensive verbal, visual, and written care plan for optimal and efficient progress.

    The peace of mind that comes with a provider who is “all in” on you and your child, who cares about figuring out the WHY behind feeding or speech difficulties as opposed to a quick fix or temporary solution is well worth this cost of services.

    • Initial Evaluations ($250, 75 mins)

    • Follow-up feeding sessions ($200, 60 mins). Package of 3 Follow-up sessions ($525 – save $75).

    • Follow-up speech-language sessions ($175, 45 mins). Package of 3 Follow-up sessions ($450 – save $75).

    • Virtual Parent Coaching sessions ($75, 30 mins). Package of 3 sessions ($180 - save $45).

  • Payment is due at the time of service.

    Credit card, debit card, and HSA/FSA cards are accepted.